在读学历的留学生和在读语言生：

中国教育部规定各高等学校要求来华学习时间超过六个月的留学生（含按原学习计划继续学习超过六个月的学生）必须购买团体综合保险，作为其办理新学期入学注册手续的必备材料。

学生在校期间难免发生生病、意外伤害，一旦出现，都会发生高额的医疗费，对学生在校学习带来影响，给家庭带来经济压力和负担。未买保险将个人承担全部医疗费用。

平安保险为你保障1.身故/残疾保险身故（保额不得低于10万元人民币）；2.意外伤害医疗保险（保额不得低于2万元人民币）；3.住院医疗保险责任保额不得低于40万元人民币；4.门诊医疗保险责任（保额不低于2万元人民币2000元起付）。

★收费标准：保险费6个月：400元， 12个月：800元。

★所需材料：外国籍学生提供护照复印件一份。

Dear major students and language students,

According to the regulations of China's education ministry, all the institution of higher education must demand that international students studying in China for over six months should buy comprehensive insurance by groups in Chinese mainland, as one of the necessary materials of the international students’ new semester registration

During the period of school students’ life, some illness and accident harm often inevitably occurred. Once occurred, it will bring high medical expenses to the students and then influence students’ study, bring economic pressure and burden to their family. The students have to bear all medical expenses by themselves if they didn’t buy insurance.

Ping’ an Insurance can provide insurance including the following: 1. Death/Disability Insurance (The insured amount is not less than 100000 Yuan); 2. Medical treatment for accidental injury Insurance (The insured amount is not less than 20000 Yuan); 3. Inpatient medical insurance liability insurance(The insured amount is not less than 400000 Yuan); 4. Outpatient medical insurance liability insurance responsibility (The insured amount is not less than  20000 Yuan, with the starting line of 2000 Yuan).

★ The insurance premium: 400 Yuan for 6 months, 800 Yuan for 12 months.

★ Materials needed: foreign students provide a copy of the passport

★请各位同学积极办理为自己在留学期间多一份保障平安快乐的学习与生活。

Please deal with the insurance for your own extra protection in the process of your study and life in China.

★新生要求与学费同时缴纳保险费才能给予办理学生居留许可。After arrive in China, the new student should pay the insurance fee with tuition when register in our university.

国际教育学院

School of International Education

关于留学生购买医保赔付事例

Several Examples of International Student Health Insurance

案例一（赔付速度快）

重庆某大学伊拉克的留学生，2012年5月30日因呼吸心跳骤停在医院身故，经查为支气管哮喘所导致，当天接到学校老师报案电话后，我们第一时间通知救援公司配合学校及家属处理身故保险事宜，并电话联系老师第一时间备齐所需资料，由项目组直接申请身故保险金，我司在收全资料后2个工作日将赔款转到家属帐户。我司快速高效的处理模式得到了学校的高度认可。只有高度专业、环环紧扣的服务，才是我们勇夺客户赞誉的基础。来华留学生项目是平安的标志性品牌，也是我们履行企业社会责任，构建我们与来华留学生们互惠互利合作模式的良好桥梁。

★  Case One(Fast Payout)

An Iraq's foreign students studied in a Chongqing university died on May,30,2012 for cardiopulmonary arrest in hospital. It was caused by bronchial asthma. As soon as received the call from school teacher, we informed the rescue company immediately to cooperate with the school as well as family numbers of the dead to handled the death insurance. And we contacted the teacher to prepare all needed files at once, then project team apply for the death compensation. Our company would transfer the payouts to the account of family numbers of the dead after two working days when we received the complete files. The fast and efficient processing mode we took was highly recognized by the school . Only when we serve the customers with highly professional service and take it step by step into practice can we win the praise of our customers. Foreign Students’ Project is a secure iconic brand, and we should take our social responsibility as the corporate and construct the bridge between mutually beneficial cooperation with foreign students.

案例二（垫付速度快）

北京某大学斯洛伐克籍留学生，2011年3月11日坐同学的摩托车摔伤，受伤严重，医院诊断为创伤性休克，如不及时抢救会有生命危险，当学生向学校老师报告后，老师马上致电我司，我司第一时间与环球联系垫付10万元抢救学生生命，第二天，学生生命被抢救回来，后续在医院需进行康复治疗。我项目组对此事件设专人跟进与联系，并帮助继续垫付医疗费用，学生共住院45天左右，治疗共计花费约32万元，学校及大使馆对我们在此事件中积极的处理及对学生的帮助给予肯定及感谢。

★  Case Two（Fast Payout）

On March11, 2011, an overseas student of an university in Beijing, who is from Slovakia, got injured because of a motorbike accident. After hospital inspection, he got traumatic shock and was in danger without timely rescuing. When this student reported it to the teacher, the teacher called our company at once. Then Our company contacted Global Crossing at first time and paid 100 thousand Yuan beforehand to rescue the student. On the following day, the student was saved back and got rehabilitation therapy in hospital. We sent one dedicated person to keep track of this incident and continued paying the medical expense. The student had been in hospital for 45 days, spending 320 thousand Yuan. After that, the school and the embassy gave thanks and affirmation to us owing to our dealing with the incident promptly.